Whether you ride across town or across the country, wearing a helmet is one of the most important choices you can make for your safety. But when it comes to helmet laws, things can get confusing fast. Rules vary widely from state to state, and in some places, your age or insurance status can determine whether a helmet is legally required as a personal injury lawyer can explain. Thank you to our friends at Hayhurst Law PLLC for highlighting these laws and the reasons behind them can help you make safer decisions and avoid costly fines.
How Laws Vary
Currently, only a small number of states have what’s known as a universal helmet law, which means every rider, regardless of age or experience, must always wear a helmet. States like California, New York, and Washington fall into this category. On the other end of the spectrum, some states have no helmet laws at all, allowing adult riders to go helmet-free. Most states fall somewhere in between, with laws requiring helmets for riders under a certain age, usually 18 or 21. Some also make exceptions for riders who carry a minimum amount of insurance or have completed a safety course.
It’s important to know the law in the state where you’re riding. If you travel across state lines on your motorcycle, the rules can change the moment you cross a border. For example, you may legally ride without a helmet in Pennsylvania if you’re over 21 and meet certain requirements, but once you enter New Jersey, helmets are mandatory for everyone. Ignoring these laws can result in tickets, points on your license, and increased insurance rates. Even worse, if you’re injured in a crash while not wearing a helmet in a state where it’s required, it could affect your ability to recover damages in a legal claim.
Legal requirements aside, the case for wearing a helmet is strong. Studies consistently show that helmets significantly reduce the risk of head injury and death. According to the National Highway Traffic Safety Administration, helmets are about 37 percent effective in preventing motorcycle deaths and 67 percent effective in preventing brain injuries. A quality helmet that meets DOT (Department of Transportation) standards can be the difference between walking away from a crash and facing lifelong consequences.
When choosing a helmet, make sure it fits snugly, covers your entire head, and has a secure chin strap. Avoid novelty helmets or ones that don’t meet safety standards, as they offer little real protection. Full-face helmets provide the most coverage, including protection for your jaw and face. Many models also reduce wind noise and shield your eyes from debris, making them both safer and more comfortable for longer rides.
Even if the law doesn’t require it, wearing a helmet is one of the simplest and most effective steps you can take to stay safe. Every rider has the right to choose how they gear up, but informed choices are always the best ones. Whether you’re a weekend cruiser or a daily commuter, a good helmet could be the smartest investment you make. However, if you are involved in a crash, be sure to contact a lawyer near you for help.